{"version":"1.0","type":"card","id":"1c92e285-c0c1-46d2-ba69-0205130f9a68","url":"https://stacklist.com/card/1c92e285-c0c1-46d2-ba69-0205130f9a68","title":"Mountain Fire in Ventura County: Home Insurance Insights","source_url":"https://abc7.com/post/mountain-fire-ventura-county-everything-need-know-home-insurance-wildfire-areas/15524666/","note":"This page provides essential information regarding home insurance policies in wildfire-prone areas of Ventura County, particularly in light of recent cancellations by insurance companies. It also discusses the state's response to these challenges and what homeowners need to know to protect their properties.","image":{"url":"https://ucarecdn.com/69d38d7f-8f4b-4632-8795-a6a9399b4cc8/","alt":"Mountain Fire in Ventura County: Home Insurance Insights","width":1920,"height":1280},"stack":{"id":"090e8e65-370f-48fa-ab21-d28d73610360","title":"Beach House Insurance and Fire Zones in Ventura County","url":"https://stacklist.com/c/home/stack/090e8e65-370f-48fa-ab21-d28d73610360"},"created_at":"2026-09-02T11:14:49.672Z","updated_at":null,"aco":{"summary":"Ventura County residents facing wildfire risks can benefit from a state-imposed moratorium on insurance cancellations following Gov. Newsom's emergency declaration, which protects existing policyholders for one year. The California Department of Insurance advises homeowners to document possessions and utilize Additional Living Expenses coverage for evacuation costs.","tags":["wildfire-insurance","ventura-county","home-insurance","moratorium","california","evacuation","consumer-protection"],"key_entities":[{"name":"Gavin Newsom","type":"person","confidence":0.98},{"name":"Ricardo Lara","type":"person","confidence":0.97},{"name":"Gabriel Sanchez","type":"person","confidence":0.92},{"name":"Rick Dinger","type":"person","confidence":0.9},{"name":"California Department of Insurance","type":"organization","confidence":0.99},{"name":"ABC7","type":"organization","confidence":0.95},{"name":"CAL-FIRE","type":"organization","confidence":0.95},{"name":"Crescenta Valley Insurance","type":"organization","confidence":0.9},{"name":"Ventura County","type":"location","confidence":0.99},{"name":"Southern California","type":"location","confidence":0.95},{"name":"Camarillo","type":"location","confidence":0.9},{"name":"Insurance Moratorium","type":"concept","confidence":0.97},{"name":"Additional Living Expenses","type":"concept","confidence":0.93},{"name":"Mountain Fire","type":"event","confidence":0.88}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-09-02T11:15:07.218Z"},"token_counts":{"approximate":1617,"cl100k":1375},"content_hash":"sha256:27cbcf0341cd684205355bd86c3735ac0e85cf7f7f28b51818c79e83a1eb221a","acp_version":"0.2","body_available":true,"body_tokens":1617,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/1c92e285-c0c1-46d2-ba69-0205130f9a68.json","html":"https://stacklist.com/card/1c92e285-c0c1-46d2-ba69-0205130f9a68","md":"/api/public/card/1c92e285-c0c1-46d2-ba69-0205130f9a68.md","stack_json":"/api/public/stack/090e8e65-370f-48fa-ab21-d28d73610360.json"}}