---
title: "The Technical Journey of Moving Money via API"
url: https://stacklist.com/card/140f8e09-a164-4860-849a-e3433016f7a3
source_url: "https://www.codestory.co/episodes/s1-e13-the-technical-journey-of-moving-money-via-api-ben-milne-dwolla/"
stack: https://stacklist.com/c/finance/stack/9c664de6-4cc9-47c4-8052-c91aad7380e5
summary: "Ben Milne, founder of Dwolla, shares his technical journey of building a payment processing infrastructure that enables others to move money via API using ACH payments. The podcast episode covers how Dwolla pivoted from a consumer product to a white-label solution for payment processing."
tags: "fintech, payments, api, ach, startup, podcast, infrastructure"
key_entities: "Ben Milne (person), Dwolla (organization), ACH payments (concept), payment processing infrastructure (concept), Code Story (organization), Noah Labhart (person), Hackbright Academy (organization), George Mocharko (person)"
classification: "transcript"
content_hash: "sha256:9e95ba0c0f551ba5014b1348f974e3d9e696bea192354de3f147e3bf9735f69b"
acp_version: "0.2"
token_counts_approximate: 507
visibility: public
agent_accessible: true
status: "final"
---

# The Technical Journey of Moving Money via API

Code Story | Startup Podcast for Technical Founders — S1 E13: The Technical Journey of Moving Money via API | Ben Milne (Dwolla) Press Play to Listen While You Browse S1 E13: The Technical Journey of Moving Money via API | Ben Milne (Dwolla) Code Story | Startup Podcast for Technical Founders 0:00 29:00 1× Ben Milne grew up in a small town, and has had a pretty normal life. Raising a family, riding a stationary bike and funding startups through selling music gear, he has been in the tech world for a good while. His second startup started as a consumer product that you downloaded to move money between banks… without using credit cards or paying hefty fees. What he discovered was the thing they were best at was payment processing infrastructure… So he changed his business to focus on being a high performing, white label solution for enabling others to process ACH payments – and started phase two of his company, known as Dwolla. Today’s sponsors: Dwolla ( https://dwolla.com/codestory ) Hackbright Academy ( https://hackbrightacademy.com/learn-programs-cs ) Links https://benmilne.com/ https://twitter.com/bpmilne https://dwolla.com https://www.dwolla.com/resources/types/podcasts/ Leave us a review on Apple Podcasts ! Amazing tools we use: If you want the best publishing platform for your podcast, with amazing support & people – use Transistor.fm . Want to record your remote interviews with class? Then, you need to use Squadcast . Code Story uses the 1-click product ClipGain , sign up now to get 3hrs of podcast processing time FREE! Credits: Code Story is hosted and produced by Noah Labhart, Co-produced and edited by George Mocharko . Be sure to subscribe on Apple Podcasts , Spotify , Pocket Casts , Google Play , Breaker , YouTube , or the podcasting app of your choice. Checkout our episode stacks on Stacklist! https://stacks.codestory.co/ Advertising Inquiries : https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy Latest Season of the Podcast is Sponsored By