---
title: "VA Loans Made Simple"
url: https://stacklist.com/card/10d0fe2e-3fa4-44e4-902f-02018273039c
source_url: "https://stacklist.com/c/finance/stack/54e6a455-b082-4d5b-bdc2-869ef469f057"
stack: https://stacklist.com/c/home/stack/ff72a79a-63fb-4f09-8a60-ba4a33bdfb8c
summary: "VA Loans Made Simple is a comprehensive guide by Kim Mcclure covering the VA home loan process, including how to request a Certificate of Eligibility, documentation requirements, and available assistance programs for military buyers in Jacksonville and Northeast Florida. The resource provides links to official VA forms, HUD counseling services, flood zone information, and Florida's Hometown Heroes down payment program offering up to $35,000 in assistance."
tags: "va-loans, homebuyer-guide, military-benefits, certificate-of-eligibility, florida-housing, first-time-buyer, down-payment-assistance"
key_entities: "Kim Mcclure (person), VA (Department of Veterans Affairs) (organization), HUD (Department of Housing and Urban Development) (organization), FEMA (organization), Jacksonville (location), Northeast Florida (location), Florida (location), Certificate of Eligibility (COE) (concept), VA Form 26-1880 (concept), Hometown Heroes Down Payment Program (concept), NAS Jax (location), Mayport (location)"
classification: "reference"
content_hash: "sha256:9293867c0094c15f023b0b449572decfedb77074d43d2ec8cc69aef7dd85dea2"
acp_version: "0.2"
token_counts_approximate: 626
visibility: public
agent_accessible: true
status: "final"
---

# VA Loans Made Simple

Kim Mcclure / VA Loans Made Simple Follow va.gov How to Request Your Certificate of Eligibility The COE is step one of any VA loan, and it proves to your lender you qualify. Request it online, by mail, or let your lender pull it through the VA's system in minutes; you'll want your DD214 handy. Kim Mcclure benefits.va.gov COE Evidence Requirements by Service Type What proof you need depends on how you served: active duty, veteran, Guard, Reserve, or surviving spouse each have different documentation paths. This official page maps them all out, worth reading before you apply. Kim Mcclure hud.gov Free Homebuyer Counseling (HUD Florida) HUD-approved agencies across Northeast Florida offer free homebuyer education, useful for first-time military buyers navigating BAH budgets and PCS timelines, and required by some assistance programs. Kim Mcclure ...e.sites.erarealestate.com Search Homes Across the First Coast Live MLS search covering Jacksonville and Northeast Florida, including a Drive Time search that's perfect for house-hunting by commute to base. When something catches your eye, Kim and the team can get you in the door. Kim Mcclure va.gov VA Form 26-1880 (COE Request) The actual form for requesting a COE by mail if you'd rather not apply online. Jacksonville-area buyers can also skip the paperwork entirely by asking their lender to request it electronically. Kim Mcclure floridahousing.org Hometown Heroes: Extra Down Payment Help for Military Florida's down payment program offers up to $35,000 in assistance, and it can stack with a VA loan. A key detail for Jacksonville-area military buyers: veterans are exempt from the program's first-time-homebuyer requirement. Kim Mcclure benefits.va.gov VA Home Loans Program (Official) The VA's official home loan hub, the starting point for any service member or veteran buying in Jacksonville. Since 1944 the program has helped generations into homeownership, and it remains the best zero-down option in the market. Kim Mcclure msc.fema.gov Check the Flood Zone Before You Buy (FEMA) VA appraisals have minimum property requirements, and in coastal Jacksonville the flood zone shapes both approval and insurance costs. Look up any address near NAS Jax, Mayport, or the beaches before making an offer. Kim Mcclure More from Kim Mcclure 3 public stacks · Finance View profile 7248 Blairton Way 9 cards Veteran Benefits for Florida Homeowners 8 cards View profile — all 3 stacks Explore more in Finance →