---
title: "Georgia Dream Homeownership Program"
url: https://stacklist.com/card/108a577e-6d65-4632-aa5c-24c059ba2500
source_url: "https://www.camdencountyga.gov/1172/Housing-Resources"
stack: https://stacklist.com/c/home/stack/c2551b8a-b5c0-4bfc-847d-c130968f7f4f
summary: "Camden County Planning & Development provides housing resources for first-time and eligible homebuyers through the Georgia Dream program, which offers affordable financing, down payment assistance, and homebuyer education. The program, administered by the Georgia Department of Community Affairs (DCA), serves low and moderate-income Georgians who meet income, asset, and credit requirements."
tags: "housing-resources, first-time-homebuyers, georgia-dream, down-payment-assistance, homeownership, affordable-financing, camden-county"
key_entities: "Camden County (location), Georgia Department of Community Affairs (organization), Georgia Dream (concept), Georgia (location), FHA (organization), VA (organization), USDA-RD (organization), E-Home America (organization), CivicPlus (organization)"
classification: "reference"
content_hash: "sha256:1559d06b1cbd9309efbcd7b733182c4d89c4bf93f3914f42aefcd2de5407d9b0"
acp_version: "0.2"
token_counts_approximate: 519
visibility: public
agent_accessible: true
status: "final"
---

# Georgia Dream Homeownership Program

Skip to Main Content Create a Website Account - Manage notification subscriptions, save form progress and more.    Website Sign In Home Calendar Meeting Videos News /QuickLinks.aspx Search Home Government Departments H - Z Planning & Development Plans & Resources Housing Resources Housing Resources Housing Resources Camden County Planning & Development works closely with the Georgia Department of Community Affairs (DCA) to share housing resources available to Georgia residents.  Georgia Dream The Georgia Dream program was created to make homeownership possible for eligible low and moderate-income Georgians by providing:  affordable financing options,  down payment assistance, and  homebuyer education.  The Georgia Department of Community Affairs (DCA) acts as the secondary market for lenders who want to provide an affordable mortgage product. Potential homebuyers apply with participating lenders for Georgia Dream loans. The loans are secured or guaranteed by FHA, VA, USDA-RD or conventional uninsured loans. Once the lender has completed the process and gives credit approval, the information is forwarded to DCA for compliance review and funding approval. Rates are available from participating lenders. Borrowers must attend and complete either a homebuyer education workshop, individual housing counseling sessions, or an online homebuyer education course through E-Home America. Loans are available to: First-time homebuyers Homebuyers who have not owned a home in the past three years Those who purchase a home in certain areas Additional Qualifications: Have a household income up to the maximum  Have liquid assets of no more than $20,000 or 20% of the sales price (whichever is greater)  Meet mortgage loan credit requirements Potential homebuyers should visit the Georgia Dream website for specific details, requirements, and frequently asked questions. Government Websites by CivicPlus® Loading Loading Do Not Show Again Close Arrow Left Arrow Right [] Slideshow Left Arrow Slideshow Right Arrow