---
title: "KB Home — Middleburg (Pine Preserve)"
url: https://stacklist.com/card/0f2d622d-a953-4a1a-98dc-92dcbfa26d45
source_url: "https://www.kbhome.com/new-homes-florida/middleburg"
stack: https://stacklist.com/c/home/stack/3b0b000e-f753-4a9f-8ea0-f49fbf6f4fd9
summary: "KB Home's Pine Preserve community in Middleburg, Florida offers new homes with mortgage rates as low as 4.99% APR, located in a family-friendly suburb near Jacksonville with access to parks, recreational amenities, and local attractions. The development features customizable homes through KB Home's Design Studio, with financing options available through KBHS Home Loans."
tags: "real-estate, kb-home, middleburg-florida, new-homes, housing-development"
key_entities: "KB Home (organization), KBHS Home Loans, LLC (organization), Middleburg, Florida (location), Pine Preserve (location), Clay County, Florida (location), Jacksonville, Florida (location), Doctors Lake (location), FHA ARM mortgage (concept)"
classification: "reference"
content_hash: "sha256:6791bfe48f4a3df6ac5810bbfe53718a8057c97030e6493ac2cc5ed552b37a11"
acp_version: "0.2"
token_counts_approximate: 25000
visibility: public
agent_accessible: true
status: "final"
---
# KB Home — Middleburg (Pine Preserve)
Rates as low as 4.99% (5.781% APR) 5/1 FHA ARM. Rates at low as 4.99% (5.781% APR) 5/1 FHA ARM. Get Details Get Details Home > Florida > Jacksonville St Augustine Area > Middleburg Welcome to KB Home in Middleburg Middleburg is a small suburb in Clay County, Florida, eight miles from Lakeside, 16 miles northwest of Green Cove Springs and 26 miles southwest of downtown Jacksonville. Homeowners have access to family-friendly community parks with playgrounds, basketball, pickleball and tennis courts, picnic tables, grassy areas, covered pavilions and other recreational amenities. Nearby Spring Park offers the cooling waters of a spring-fed pool and swinging benches with water views, plus Clay County has destinations for hiking, fishing and kayaking. Middleburg features a variety of restaurants and grocery stores, including a Walmart Super Store, Publix and Winn-Dixie. Additional highlights of local life include: Doctors Lake. This inlet is connected to St. Johns River and is popular among boaters who dock along the lake for recreational activities like fishing and waterskiing. Doctors Lake Park is a favorite for its sunset views and 320-foot pier. Clay County Fairgrounds . Home of the Blue Ribbon Clay County Agricultural Fair, the fairgrounds hosts a full calendar of events, including dressage horse shows, 4H activities, team roping competitions and the Scottish-Highland Games. Pine Preserve Pine Tree Ln & Trails End Middleburg, FL 32068 Explore Visit a KB Home Design Studio in Florida Experience the KB Home Design Studio and discover all of the amazing ways to personalize your new home. Get ready to choose your favorite flooring, countertops, cabinets, lighting and appliances that fit your life and style. Jacksonville Design Studio Your style board of images and inspiration becomes reality at our Design Studio. From flooring to lighting, choose what you love, so we can build a personalized new home just the way you envisioned. (904) 596-6800 10475 Fortune Pkwy., Ste. 100 Jacksonville, FL 32256 Explore the Studio × *Advertised monthly payments assume a sales price of [#sales-price#] and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only: any other fees such as HOA and lot premiums not included and will result in a greater actual monthly payment amount. †Based on mortgage financing provided by KBHS Home Loans, LLC®. Scenario assumes borrower qualifies for a [#loan-type#] 30-year fixed-rate mortgage loan of [#mortgage-loan#] with interest rate of [#interest-rate#] and APR of [#apr#] for the life of the loan and pays [#down-payment#] down payment. Scenario assumes borrower has good credit, sets up a tax and insurance escrow account, provides full documentation, and pays estimated closing costs. KBHS Home Loans, LLC NMLS 1542802 ( www.nmlsconsumeraccess.org ) Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 . 855-378-6625. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply. Equal Housing Lender. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate. AZ BK #0939988; Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act RMLA #41DBO-67718. California Finance Lenders Law License #60DBO67717; Washington Consumer Loan Company License CL-1542802. × Please contact our community sales offices directly for current available listed floor plan prices and homesite premiums. Prices, terms, promotions, features, options, amenities, floor plans, elevations, designs, materials, square footages, associations fees, and descriptions are subject to change without notice. Prices shown refer to the base floor plan and do not include any optional features, upgrades, homesite premiums, upgrade exterior elevations, or association fees. Click here for additional information on homesite premiums. Please contact our community sales offices directly for current available listed floor plan prices and homesite premiums. Prices, terms, promotions, features, options, amenities, floor plans, elevations, designs, materials, square footages, associations fees, and descriptions are subject to change without notice. Prices shown refer to the base floor plan and do not include any optional features, upgrades, homesite premiums, upgrade exterior elevations, or association fees. Click here for additional information on homesite premiums. The KB Home team has been perfect. From the start of the process, it was silky smooth. They answered all of my questions with quality answers. It has been great working with them, and I cannot wait to see what the future looks like in my new KB home. The KB Home team has been perfect. From the start of the process, it was silky smooth. They answered all of my questions with quality answers. It has been great working with them, and I cannot wait to see what the future looks like in my new KB home. - Brett H., Jacksonville, FL LEARN MORE There are many builders to choose from, but we found that KB Home provided the most options. From sales and site selection to structural and design options to the construction process and follow-through, KB Home did a superior job. Everyone was professional and went above and beyond to ensure that we were completely satisfied. There are many builders to choose from, but we found that KB Home provided the most options. From sales and site selection to structural and design options to the construction process and follow-through, KB Home did a superior job. Everyone was professional and went above and beyond to ensure that we were completely satisfied. - Katherine H., Jacksonville, FL LEARN MORE Our sales counselor listened to our wants and needs and then took us to see the type of home that we were looking for. KB offered options to design the house to our liking. Since we lived out of state, they sent us weekly updates on the progress. Now that we have moved in, we couldn’t be happier with the result. Our sales counselor listened to our wants and needs and then took us to see the type of home that we were looking for. KB offered options to design the house to our liking. Since we lived out of state, they sent us weekly updates on the progress. Now that we have moved in, we couldn’t be happier with the result. - Danuta P., Jacksonville, FL LEARN MORE We toured a KB Home community, fell in love with the design of the homes and picked the one that we liked the best. The approval process was smooth, and everyone did a great job of keeping the process moving so that we could close sooner than our original date. We toured a KB Home community, fell in love with the design of the homes and picked the one that we liked the best. The approval process was smooth, and everyone did a great job of keeping the process moving so that we could close sooner than our original date. - John C., Jacksonville, FL LEARN MORE ©2026 KB Home (KBH). No affiliation or sponsorship is intended or implied with the companies mentioned/listed, and all trademarks are owned by the respective trademark owners. Plans, pricing, financing, terms, availability and specifications subject to change/prior sale without notice and may vary by neighborhood, lot location and home series. Buyer responsible for all taxes, insurance and other fees. HOA applies. Current time frames before closing may be longer than originally anticipated. See sales counselor for approximate timing required for move-in ready homes. Photos may depict upgraded landscaping/options and display decorator items/furnishings not available for purchase, and may not represent lowest-priced or Move-In Ready homes. See sales counselor for details. KBHS Home Loans, LLC NMLS 1542802 For licensing information visit nmlsconsumeraccess.org . Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039. 855-378-6625. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply. Equal Housing Lender. AZ: KBHS – 4949 Pioneer Ln, Lakeside, AZ 85929 – Mortgage Banker License #0939988; CA: Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act #41DBO-67718. California Financing Law License #60DBO-67717; CO: Regulated by the Colorado Division of Real Estate; WA: Washington Consumer Loan Company License #CL-1542802. KB Home and KBHS share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use KBHS as a condition of purchase or sale of any real estate. 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