---
title: "What You Need to Know — Cost of Living in Jacksonville, FL"
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source_url: "https://uscostofliving.com/florida/jacksonville"
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summary: "Cost of Living in Jacksonville, Florida provides a comprehensive analysis showing Jacksonville's cost of living index of 98, which is 2% below the national average and 12% below Florida's state average. The analysis covers housing costs, median household income of $66,981, everyday prices, and climate data to help prospective residents understand the affordability and living conditions in this major city."
tags: "cost-of-living, jacksonville-florida, housing, affordability, economic-analysis, relocation-guide"
key_entities: "Jacksonville, Florida (location), Florida (location), United States (location), US Census Bureau (organization), Bureau of Labor Statistics (organization), Zillow (organization), cost-of-living-index (concept), housing-affordability (concept), Miami, Florida (location), Tampa, Florida (location), Orlando, Florida (location)"
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# What You Need to Know — Cost of Living in Jacksonville, FL

Cost of Living in Jacksonville, FL Population: 961,739 | Florida 98 Cost of Living Index US Average = 100 Jacksonville is 2% less expensive than the national average. 104 Housing 87 Home Values 100 Regional Price Cost of Living in Jacksonville, FL: What You Need to Know With a cost of living index of 98 , Jacksonville, FL is right around the national average in cost. Living here is 2% cheaper than the national average and 12% below the Florida state average of 110. As a major city with a population of 961,739, Jacksonville offers a wide range of housing options, employment opportunities, and urban amenities. Housing costs are the biggest factor in Jacksonville's cost of living. The median monthly rent is $1,375 (4% above the US median of $1,319), and the median home value sits at $266,100 (13% below the national median of $304,900). At current prices, the median home costs roughly 4x the median household income — a moderately affordable ratio by today's standards. The median household income in Jacksonville is $66,981 , which is 11% lower than the national median of $75,149. Residents spend roughly 25% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Climate is another factor for anyone considering a move to Jacksonville. The area sees an average annual temperature of 71.4°F , with summers averaging 83°F and winters around 58°F. Annual rainfall totals 47.6 inches spread over roughly 120 days. Everyday prices in the Jacksonville, FL (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison. Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly. Income Median Household Income $66,981 vs US Median ($75,149) -11% Housing Median Rent $1,375/mo Median Home Value $266,100 Median Monthly Housing Cost $1,324/mo Everyday Prices in Jacksonville BLS Average Prices for the Jacksonville, FL (Metropolitan Statistical Area) area ⛽ $2.95 Gasoline (regular) per gallon -4% vs US 🥚 $2.41 Eggs (grade A, large) per dozen -4% vs US 🥛 $3.88 Milk (whole) per gallon -4% vs US 🍞 $1.78 Bread (white) per lb -4% vs US 🍗 $3.99 Chicken breast per lb -4% vs US ⚡ $0.17 Electricity per kWh -8% vs US Climate in Jacksonville NOAA 30-year normals (1991-2020) 71.4°F Avg Temperature 47.6" Rainfall / Year 120d Rainy Days / Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec High °F 66 69 74 81 86 90 92 91 88 82 73 68 Avg °F 56 60 65 71 78 82 84 84 81 74 65 59 Low °F 47 50 55 61 69 74 76 76 74 66 56 50 Rain" 2.9 2.3 3.1 2.4 3.2 7.3 6.0 6.3 6.1 3.6 2.0 2.5 → Best Places to Live in Florida (2026) Compare Jacksonville With Miami FL 128 Tampa FL 114 Orlando FL 115