{"version":"1.0","type":"card","id":"064c2bbe-228f-443a-b421-102b1c66fbf4","url":"https://stacklist.com/card/064c2bbe-228f-443a-b421-102b1c66fbf4","title":"Understanding Closing Costs","source_url":"https://www.nerdwallet.com/mortgages/calculators/closing-costs","note":"Florida closing costs run 2% to 6% of the loan amount, with doc stamps and title insurance splits that vary by contract. Amanda breaks down what a buyer should budget for on a typical Jacksonville-area purchase.\n","image":{"url":"https://ucarecdn.com/d949e3ae-1276-47d3-a33f-9aa9d9abc7e3/","alt":"Understanding Closing Costs","width":1344,"height":768},"stack":{"id":"0a625e56-0e0d-4ceb-879d-b7ea3d5586c7","title":"First-Time Homebuyer Guide","url":"https://stacklist.com/c/home/stack/0a625e56-0e0d-4ceb-879d-b7ea3d5586c7"},"created_at":"2026-07-10T03:41:37.248Z","updated_at":null,"aco":{"summary":"Closing costs are fees paid to finalize a real estate transaction, typically ranging from 2% to 6% of the loan amount, and include items such as appraisal fees, title insurance, loan origination charges, and property taxes. NerdWallet provides a calculator and detailed breakdown to help homebuyers estimate and budget for these costs early in the purchasing process.","tags":["closing-costs","mortgage","homebuying","real-estate","loan-estimate","title-insurance","down-payment"],"key_entities":[{"name":"NerdWallet","type":"organization","confidence":0.98},{"name":"Closing Costs","type":"concept","confidence":0.99},{"name":"Loan Estimate","type":"concept","confidence":0.9},{"name":"Closing Disclosure","type":"concept","confidence":0.88},{"name":"No-Closing-Cost Mortgage","type":"concept","confidence":0.85},{"name":"Title Insurance","type":"concept","confidence":0.82},{"name":"Discount Points","type":"concept","confidence":0.8}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-10T03:41:45.664Z"},"token_counts":{"approximate":1328,"cl100k":1066},"content_hash":"sha256:1bb84e442befe60f6c7e0649d17920f5f5db0837639c3a22bd66a94e54b9a9c9","acp_version":"0.2","body_available":true,"body_tokens":1328,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/064c2bbe-228f-443a-b421-102b1c66fbf4.json","html":"https://stacklist.com/card/064c2bbe-228f-443a-b421-102b1c66fbf4","md":"/api/public/card/064c2bbe-228f-443a-b421-102b1c66fbf4.md","stack_json":"/api/public/stack/0a625e56-0e0d-4ceb-879d-b7ea3d5586c7.json"}}