{"version":"1.0","type":"card","id":"0357a292-6d66-497f-81bc-1a4904e95179","url":"https://stacklist.com/card/0357a292-6d66-497f-81bc-1a4904e95179","title":"What Is Title Insurance and Why Do You Need It?","source_url":"https://www.firstam.com/home-buying-guide/what-is-title-insurance-and-why-do-i-need-it/","note":"Title insurance protects your legal right to own the property you paid for. Without it, hidden issues from a property's past, like unpaid taxes or ownership disputes, can become your problem after closing.\n","image":{"url":"https://ucarecdn.com/2d97ec06-a5a6-4bbc-a1d9-09aa410626be/","alt":"What Is Title Insurance and Why Do You Need It?","width":1200,"height":630},"stack":{"id":"6bf066ce-7f11-44e3-b500-156fabb22cfd","title":"Why Title Services Matter","url":"https://stacklist.com/c/education/stack/6bf066ce-7f11-44e3-b500-156fabb22cfd"},"created_at":"2026-05-12T13:19:40.371Z","updated_at":null,"aco":{"summary":"Title insurance protects property owners from legal challenges to their ownership by safeguarding against hidden problems like fraud, missing owners, liens, and document errors. Claims are uncommon because title companies conduct thorough reviews and preventive work before closing, with most of the insurance fee covering this upfront protection.","tags":["title-insurance","property-ownership","legal-protection","real-estate","fraud-prevention","liens","homebuying"],"key_entities":[{"name":"title insurance","type":"concept","confidence":0.99},{"name":"lien","type":"concept","confidence":0.95},{"name":"deed","type":"concept","confidence":0.92},{"name":"First American","type":"organization","confidence":0.88},{"name":"Lorie","type":"person","confidence":0.85},{"name":"Ronald","type":"person","confidence":0.85},{"name":"IRS","type":"organization","confidence":0.9},{"name":"title examiner","type":"concept","confidence":0.8}],"classification":"tutorial","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/be@0.1.0","confidence":0.85,"timestamp":"2026-05-12T13:19:46.595Z"},"token_counts":{"approximate":1261,"cl100k":988},"content_hash":"sha256:8e9eaae0f08120d42bc8f5cc6e24e16418aaecf542be9b00928639cc0e175e6e","acp_version":"0.2","body_available":true,"body_tokens":1261,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/0357a292-6d66-497f-81bc-1a4904e95179.json","html":"https://stacklist.com/card/0357a292-6d66-497f-81bc-1a4904e95179","md":"/api/public/card/0357a292-6d66-497f-81bc-1a4904e95179.md","stack_json":"/api/public/stack/6bf066ce-7f11-44e3-b500-156fabb22cfd.json"}}