{"version":"1.0","type":"card","id":"0294dd18-108a-4176-939d-b6f8e25c996c","url":"https://stacklist.com/card/0294dd18-108a-4176-939d-b6f8e25c996c","title":"What Is Escrow, and Why Does It Matter?","source_url":"https://files.consumerfinance.gov/f/201503_cfpb_your-home-loan-toolkit-web.pdf","note":"Escrow is the neutral third party that holds funds and documents during a St. Augustine home purchase, protecting both buyer and seller until every condition of the contract is met. Understanding the escrow timeline helps first-time buyers know what to expect between contract and closing. It also explains why funds aren't released immediately even after an offer is accepted.","image":{"url":"https://ucarecdn.com/a76eb3ad-f8ca-41b4-b392-8cb8fe1be422/","alt":"What Is Escrow, and Why Does It Matter?","width":900,"height":550},"stack":{"id":"d7355e87-25f5-40b2-bcb8-1d37eaba537d","title":"First-Time Homebuyer Guide","url":"https://stacklist.com/c/home/stack/d7355e87-25f5-40b2-bcb8-1d37eaba537d"},"created_at":"2026-07-30T06:39:32.871Z","updated_at":null,"aco":null,"_links":{"self":"/api/public/card/0294dd18-108a-4176-939d-b6f8e25c996c.json","html":"https://stacklist.com/card/0294dd18-108a-4176-939d-b6f8e25c996c","md":"/api/public/card/0294dd18-108a-4176-939d-b6f8e25c996c.md","stack_json":"/api/public/stack/d7355e87-25f5-40b2-bcb8-1d37eaba537d.json"}}